What is a hold harmless agreement?
A hold harmless agreement, or HHA, is an agreement used to help prevent you or your organization from being held responsible for certain types of bodily injury or property damage. This type of agreement might also be referred to as a liability waiver, disclaimer, hold harmless letter, or release of liability.
When to use a hold harmless agreement.
Business contracts like this are often used for activities where personal injury can occur, such as rock climbing, zipline courses, horseback riding, or even just working out at the gym. Individuals can create HHAs as well. You might want to create one if you are a homeowner who will have contractors or other types of non-familiar guests in your home. Otherwise, as the property owner, you could be held liable for injuries that occur at your home.